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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. What is the purpose of probate of an estate?

A) to avoid inheritance tax
B) to foreclose a lien
C) to establish heirs
D) to transfer a deceased's debts

2. In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

A) Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.
B) Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.
C) Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.
D) The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.

3. A notarized deed ensures that the

A) title is clear.
B) deed is legally binding.
C) title is transferred.
D) deed can be recorded.

4. What requirements define which closing costs are allowable as charges to the borrower?

A) ALTA
B) FHA
C) RESPA
D) State

5. All of the following are considered valid monuments for the purpose of legally describing real property EXCEPT a

A) highway.
B) corner of a recorded subdivision lot.
C) fence line.
D) iron pin.

Solutions: