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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. Coverage for the first three pints of blood for Medicare enrollees is:

A) A Medicare Part B benefit
B) A Medicare Supplement additional benefit
C) A Medicare Supplement core benefit
D) A Medicare Part A benefit


2. In accident and health insurance underwriting, when the risk imposed by an applicant is similar to the risks imposed by most other applicants, the applicant is:

A) Charged the standard premium rate
B) Required to pay the first year's premium in a lump sum
C) Declined coverage
D) Charged an additional premium for the first three years


3. The Maryland State Benchmark Plan applies to which of the following?

A) Individual Health Benefit Plans sold outside the Exchange prior to January 1, 2014
B) Individual Health Benefit Plans sold through the Exchange
C) Medicaid plans sold through the Exchange
D) Medicare supplement plans sold outside the Exchange prior to January 1, 2014


4. Which statement describes the most likely federal income tax treatment of death benefits paid to the family of an insured under an accident and health insurance policy?

A) Benefits will not be taxable
B) Taxation depends on the beneficiary's tax bracket
C) Some benefits will usually be taxable
D) All benefits will be taxable


5. In general practice, can the Maryland Insurance Administration inspect the business records of an insurance company or agency?

A) No, because of privacy considerations
B) Yes, because all company and agency records are public domain
C) Yes, because of the powers defined by state laws
D) No, because only an officer of the court can inspect these records


Solutions:

Question # 1
Answer: C
Question # 2
Answer: A
Question # 3
Answer: B
Question # 4
Answer: A
Question # 5
Answer: C

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