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Updated: Jul 03, 2026

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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. An insurer charges a higher premium for insurance because of someone's race, marital status, or age. This is an example of

A) unfair discrimination.
B) rebating.
C) illegal inducement.
D) unfair coercion.


2. When issuing an Owner's policy, encumbrances should be shown as

A) listed on Schedule A for informational purposes.
B) a requirement in Schedule B-I.
C) listed on Schedule B as an exception.
D) an exception in Schedule C.


3. Coverage under a loan policy remains effective

A) until the property is sold.
B) until the secured debt is satisfied.
C) during the life of the owner.
D) until the lender assigns the mortgage.


4. A local bank holds a mortgage on a certain property. A national bank has purchased the loan from the local bank. The proper document to be recorded in the recorder's office to evidence the ownership of the mortgage by the national bank is referred to as

A) a subordination.
B) an assignment.
C) a reconveyance.
D) a satisfaction.


5. An acknowledgment

A) states that a deed contains verified information.
B) provides evidence that a signature is genuine.
C) is an authorization to convey property.
D) is a signature on a deed.


Solutions:

Question # 1
Answer: A
Question # 2
Answer: C
Question # 3
Answer: B
Question # 4
Answer: B
Question # 5
Answer: B

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