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Insurance Licensing InsNV_Health02 Exam Overview:
| Certification Vendor: | Nevada Division of Insurance |
| Exam Name: | NV Accident and Health Insurance Examination |
| Exam Number: | InsNV_Health02 |
| Exam Duration: | 135 minutes |
| Certificate Validity Period: | Valid per Nevada insurance license renewal requirements |
| Passing Score: | 70% |
| Exam Price: | $37 USD |
| Exam Format: | Multiple Choice |
| Related Certifications: | NV Life Insurance NV Life, Accident & Health Insurance NV Property Insurance NV Casualty Insurance |
| Real Exam Qty: | 98 (88 scored + 10 pre-test) |
| Available Languages: | English |
| Recommended Training: | Pearson VUE Nevada Insurance Candidate Handbook |
| Exam Registration: | Pearson VUE Nevada Insurance Registration |
| Sample Questions: | Insurance Licensing InsNV_Health02 Sample Questions |
| Exam Way: | In-person at Pearson VUE testing centers; delivered as computer-based exam |
| Pre Condition: | No mandatory pre-licensing education required in Nevada; candidates must be fingerprinted and pass background check upon license application. |
| Official Syllabus URL: | https://www.pearsonvue.com/nv/insurance/ |
Insurance Licensing InsNV_Health02 Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Nevada Statutes, Rules and Regulations | ~32% | - General State Insurance Regulations
|
| Accident and Health — General Knowledge | ~68% | - Types of Health Insurance Policies
|
Insurance Licensing NV Accident and Health Sample Questions:
1. When a criminal violation of the insurance code has occurred, the Nevada Insurance Commissioner is required to report the violation to the:
A) Lieutenant Governor
B) District Attorney
C) State Police
D) Secretary of State
2. A group health policy that covers hospital expenses MUST also cover:
A) travel expenses for caretakers
B) elective cosmetic surgery
C) routine physical examinations
D) burial expenses
3. A Nevada producer wants to solicit an individual disability-income policy. Which license authority is required?
A) Property insurance authority
B) Casualty insurance authority
C) Accident and health insurance authority
D) Personal lines authority
4. A doctor who is receiving Disability Income benefits is not able to return to work full-time but continues practicing on a part-time basis. Which of the following policy features would allow the doctor to continue receiving benefits?
A) A Guaranteed Insurability rider
B) A Contingent Benefit clause
C) A Concurrent Benefit clause
D) A Residual Benefit clause
5. A policyowner borrows money from the insurer using the cash value of a whole life policy as security. If the loan and accrued interest are unpaid when the insured dies, what is the usual result?
A) The cash value is transferred automatically to the beneficiary instead of the death benefit.
B) The beneficiary receives the full death benefit and the loan is forgiven.
C) The insurer cancels the policy immediately when the loan is made.
D) The death benefit is reduced by the outstanding loan and interest.
Solutions:
| Question # 1 Answer: B | Question # 2 Answer: C | Question # 3 Answer: C | Question # 4 Answer: D | Question # 5 Answer: D |
By Tim
