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Insurance Licensing Hawaii-Life-Producer Exam Overview:
| Certification Vendor: | Hawaii Insurance Division (administered by Pearson VUE) |
|---|---|
| Exam Name: | Hawaii Life Producer Examination |
| Exam Number: | InsHI_Life01 / OPLife01 |
| Real Exam Qty: | 96 (85 scored + 11 pretest) |
| Exam Format: | Computer-based, Online proctored or In-person test center, Multiple-choice (4 options) |
| Exam Price: | $75 USD |
| Certificate Validity Period: | Licensure valid with continuing education; exam result valid for license application |
| Exam Duration: | 120 minutes |
| Available Languages: | English |
| Passing Score: | 70% |
| Related Certifications: | Hawaii Accident and Health Producer Examination |
| Recommended Training: | Hawaii Insurance Candidate Handbook Hawaii Examination Content Outline |
| Exam Registration: | Pearson VUE Hawaii Insurance Registration |
| Sample Questions: | Insurance Licensing Hawaii-Life-Producer Sample Questions |
| Exam Way: | In-person test center or online proctored (OnVUE) |
| Pre Condition: | No mandatory pre-licensing education required in Hawaii; minimum age 18 |
| Official Syllabus URL: | https://cca.hawaii.gov/ins/producers-exam_info/ |
Insurance Licensing Hawaii-Life-Producer Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Hawaii Insurance Laws, Rules, and Regulations | ~41% | - Hawaii Common Insurance Law
|
| Topic 2: Life-General Knowledge | ~59% | - Life Insurance Concepts and Application
|
Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) Sample Questions:
Question 1
If an annuity buyer's guide and disclosure document are NOT provided at or before the time of application in Hawaii, the applicant must receive an additional free-look period of at least:
A. 15 days
B. 10 days
C. 30 days
D. 20 days
Question 2
Making maliciously critical or false statements about the financial condition of an insurance company is an unfair method of competition known as:
A. intimidation
B. coercion
C. discrimination
D. defamation
Question 3
A Hawaii life insurance policy has an adjustable policy-loan interest rate. If the insurer intends to increase the rate being charged on an existing policy loan, the insurer must:
A. obtain the producer's written authorization
B. wait until the insured's next medical examination
C. send the policyholder reasonable advance notice
D. obtain approval from the beneficiary
Question 4
An individual annuity contract delivered in Hawaii that requires continuing stipulated payments must generally provide a grace period of at least:
A. 15 days
B. 45 days
C. 10 days
D. 30 days
Question 5
If the insured's age was misstated on a Hawaii life insurance policy, the amount payable under the policy will generally be adjusted to:
A. twice the policy's accumulated cash value
B. the original face amount without adjustment
C. the total premiums paid plus interest
D. the amount the premium would have purchased at the correct age
Solutions:
| Question 1 Answer: A | Question 2 Answer: D | Question 3 Answer: C | Question 4 Answer: D | Question 5 Answer: D |
By Tabitha
