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Insurance Licensing PA-Title-Insurance-Agent Exam Overview:
| Certification Vendor: | Pennsylvania Insurance Department |
| Exam Name: | Insurance-Licensing Pennsylvania Producers Examination for Title Insurance (Series 16-10) |
| Exam Number: | PA-Title-Insurance-Agent (Series 16-10) |
| Real Exam Qty: | 80-100 (varies) |
| Passing Score: | 70% |
| Exam Duration: | 120-180 |
| Available Languages: | English |
| Exam Price: | $40–$150 (exam fee varies by provider) |
| Certificate Validity Period: | Typically 2 years (license renewal cycle) |
| Related Certifications: | Pennsylvania Insurance Producer License Title Insurance Producer License |
| Exam Format: | Multiple Choice |
| Recommended Training: | Kaplan Insurance Licensing Training Pre-Licensing Insurance Courses (various providers) |
| Exam Registration: | Pennsylvania Insurance Licensing Information PSI Exams Registration Portal |
| Sample Questions: | Insurance Licensing PA-Title-Insurance-Agent Sample Questions |
| Exam Way: | Computer-based testing at approved testing centers (commonly PSI Services) |
| Pre Condition: | Must meet Pennsylvania Insurance Department licensing eligibility requirements; pre-licensing education may be required depending on applicant status. |
| Official Syllabus URL: | https://www.insurance.pa.gov |
Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Insurance Industry Overview | - Regulatory Framework
|
| Ethics and Professional Conduct | - Fiduciary Responsibilities
|
| Title Insurance Principles | - Title Insurance Policies
|
| Real Estate and Settlement Procedures | - Legal Concepts
|
Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:
1. An insurer charges a higher premium for insurance because of someone's race, marital status, or age. This is an example of
A) unfair discrimination.
B) rebating.
C) illegal inducement.
D) unfair coercion.
2. When issuing an Owner's policy, encumbrances should be shown as
A) listed on Schedule A for informational purposes.
B) a requirement in Schedule B-I.
C) listed on Schedule B as an exception.
D) an exception in Schedule C.
3. Coverage under a loan policy remains effective
A) until the property is sold.
B) until the secured debt is satisfied.
C) during the life of the owner.
D) until the lender assigns the mortgage.
4. A local bank holds a mortgage on a certain property. A national bank has purchased the loan from the local bank. The proper document to be recorded in the recorder's office to evidence the ownership of the mortgage by the national bank is referred to as
A) a subordination.
B) an assignment.
C) a reconveyance.
D) a satisfaction.
5. An acknowledgment
A) states that a deed contains verified information.
B) provides evidence that a signature is genuine.
C) is an authorization to convey property.
D) is a signature on a deed.
Solutions:
| Question # 1 Answer: A | Question # 2 Answer: C | Question # 3 Answer: B | Question # 4 Answer: B | Question # 5 Answer: B |
By Angela
